You’ve made your house a home. Protect it and everything that makes it your home with an SMI Homeowners policy.


To some, it’s a condo. To you, it’s YOUR condo! Your contents, kitchen cabinets, light fixtures and any other upgrades make your condo unique. SMI makes sure it’s protected.


You may be renting, but you own your stuff! Rest assured knowing all your belongings are protected with SMI’s Tenant insurance.


Your home away from home may not have running water or WiFi, but to you it’s paradise. Protect your little piece of paradise, along with the dock, boat house, bunk house and sheds.

Rental Dwellings

You may not live there, but this is your “nest egg”. Protect your investment with rented home insurance.

Optional Coverage

Home Systems Protection

From heating and cooling to appliances and security systems, Home Systems Protection covers equipment not covered under Home Insurance Policies – because you have other things to worry about.

Service Line

Service lines buried underground on your property are your responsibility. Don’t let unexpected service problems ruin your vacation plans. Service Line coverage protects you and your bank account from costly repairs.

Sewer Backup

Sewer Backup coverage takes care of losses stemming from the backup of toilets, drains, sumps and other outflow fixtures.  Sewer Backup coverage also protects you from storm related events causing your sewer system to backup.

Comprehensive Water Coverage

Today flooding is a concern so protect your home and property from damage when a torrential rainstorm causes the water to enter your window wells ruining your newly developed basement.

* The information described on this page is informational only and does not form part of an insurance contract.  Please contact an SMI broker partner for more information, insurance advice or to receive a quote.