Location

Private Passenger

Whether it’s for driving kids to their game or pulling the trailer to the lake, your vehicle is entrusted with more than transporting cargo. Protect your investment and ensure you don’t miss the game winning goal or the perfect night by the campfire.

Trailer

Heading to the lake or cleaning up the yard, we have coverages for everything from 5th wheels to utility trailers.

Commercial

You make your living putting on the miles and the road can be a dangerous place. Increase your liability protection, reduce your deductibles or add other additional protection. 

Antique

Your baby has wheels, high gloss and rumbles like a thunderstorm. Let’s keep it that way with modern insurance coverage specific to your classic needs.

ATV/Snowmobile/Motorcycle

Your passion takes you on two wheels, four wheels or no wheels. Whether you ride on the road, on the trail, in the mud or in the snow, we have coverages specifically designed for snowmobiles, ATVs and motorcycles.

Optional Coverages

Liability Protection

Increase your liability protection above the basic plate limit. Options are available up to $5,000,000.

Replacement Cost

Preserve the value of your new vehicle against depreciation or rising repair costs, in the event your vehicle is damaged or stolen.

Loss of Use

If your vehicle is damaged or stolen, we will help keep you on the road by paying the cost to rent a vehicle while yours is being repaired or replaced.

Road Hazard Glass

Pays for windshield damage such as stone chips or cracks to keep your windshield looking new.

* The information described on this page is informational only and does not form part of an insurance contract.  Please contact an SMI broker partner for more information, insurance advice or to receive a quote.

Private Passenger

Whether it’s for driving kids to their game or pulling the trailer to the lake, your vehicle is entrusted with more than transporting cargo. Protect your investment and ensure you don’t miss the game winning goal or the perfect night by the campfire.

Antique

Your baby has wheels, high gloss and rumbles like a thunderstorm. Let’s keep it that way with modern insurance coverage specific to your classic needs.

Commercial

You make your living putting on the miles and the road can be a dangerous place. Increase your liability protection, reduce your deductibles or add other additional protection. 

Trailer

Heading to the lake or cleaning up the yard, we have coverages for everything from 5th wheels to utility trailers.

Optional Coverages

Liability Protection

Increase your liability protection above the basic plate limit. Options are available up to $5,000,000.

Value Plus

Preserve the value of your new vehicle against depreciation or rising repair costs, in the event your vehicle is damaged or stolen.

Loss of Use

If your vehicle is damaged or stolen, we will help keep you on the road by paying the cost to rent a vehicle while yours is being repaired or replaced.

Road Hazard Glass

Pays for windshield damage such as stone chips or cracks to keep your windshield looking new.

* The information described on this page is informational only and does not form part of an insurance contract.  Please contact an SMI broker partner contact an SMI broker partner for more information, insurance advice or to receive a quote.

Recreational Vehicle

From vacation trailers and camper units to 5th wheels and motorhomes, protect your traveling oasis so that you don’t miss a moment of roasted marshmallows and fire flies.

Optional Coverages

Replacement Cost

Preserve the value of your new vehicle against depreciation or rising repair costs, in the event your vehicle is damaged or stolen.

Emergency Accommodation Expense

Coverage is provided so that your vacation doesn’t have to end just because your camper or motorhome becomes damaged.

Towing and Storage Charges

Towing and storage fees can add up quickly. SMI’s coverage ensures that your vacation budget is spent on your vacation.

* The information described on this page is informational only and does not form part of an insurance contract.  Please contact an SMI broker partner contact an SMI broker partner for more information, insurance advice or to receive a quote.