Security and Service since 1908

Commercial Wordings



Accounts Receivable – Rider MP1  CAP72(01/02)
Additional Insured Endorsement – Broad Form  CAP290(01/02)
Additional Insured Endorsement  CAP156(01/02)
Additional Named Insured – E66  CAP333(02/04)
Automatic Car Wash Endorsement – Collision or Upset  CAP293(01/02)
Automatic Car Wash Endorsement – Comprehensive  CAP296(01/02)
Average Distribution Clause – Building & Contents – E27  CAP233(01/02)
Average Distribution Clause – Contents – E28  CAP234(01/02)
Bailees’ Customers – Rider MP3  CAP152(04/03)
Beauty Parlor or Barber Shop Professional Liability Extension Policy  CAP222(10/04)
Billiard and Pool Table Clause – E29  CAP235(01/02)
Blanket Crime Coverage – Rider C8  CAP209(05/94)
Blanket Glass Endorsement  CAP167(01/02)
Blanket Grain Insurance – Rider MP31  CAP313(01/02)
Boat & Motor Floater – Rider BMF  CAP334(01/97)
Broad Form Completed Operations  CAP189(08/98)
Builders Risk Dwelling Form – Reporting Basis Endorsement – E24  CAP176(01/02)
Builders Risk Dwelling Form – Rider MP5  CAP115(03/04)
Builders Risk Form - Reporting Basis Endorsement – E23  CAP236(01/02)
Builders Risk Form – Reporting Basis Endorsement – E59  CAP315(01/02)
Builders Risk Form – Rider MP4  CAP159(04/04)
Builders Risk Form – Rider MP4 – Limitation Endorsement – E69  CAP336(01/03)
Builders Risk Form – Rider MP5 – Cessation of Coverage – E70   CAP337(01/03)
Burglary - Robbery Divider  CAP347
Burglary and Robbery Extension Endorsement – E15  CAP225(01/02)
Business Insurance Policy Extension Endorsement – E17  CAP193(01/03)
By-Laws Coverage – E63  CAP328(02/02)
Church Theft – C1  CAP54(01/02)
Commercial Building, Stock and Equipment – Rider MP7  CAP137(03/06)
Commercial Condominium Unit Owners – Rider MP27  CAP260(03/06)
Commercial Fire and Extended Coverage – Rider F1  CAP150(04/03)
Commercial General Liability Policy  CAP151(04/03)
Commercial Policy Enhancement Endorsement – E72 (04/05)
Comprehensive, Dishonesty, Disappearance and Destruction – Rider C9 CAP213(01/02)
Condominium Unit Owner’s Contingent Insurance – E31  CAP259(01/02)
Condominium Unit Owners Contingent Insurance – All Risk – Rider MP32  CAP170(01/02)
Condominium Unit Owners Form – Rider FP3  CAP181(04/03)
Consequential Loss Assumption Endorsement – E1  CAP142(08/97)
Consultant’s Services Exclusion Endorsement  CAP203(08/93)
Consultant’s Services Exclusion Endorsement  CAP323(05/02)
Contingent Liability Endorsement – E61 CAP302(01/02)
Contingent Liability From Enforcement of Building Bylaws Endorsement – E15  CAP190(02/04)
Contingent Liability From Enforcement of Building Bylaws:  Demolition and Debris Removal Cost – Undamaged Portion of Building – E32  CAP227(02/04)
Contingent Liability From Enforcement of Building Bylaws:  Increase in Cost of Construction – E33  CAP228(02/04)
Contingent Liability From Enforcement of Building Bylaws:  Value of Undamaged Portion of Building – E34  CAP226(02/04)
Contractor’s Insurance Policy Extension Endorsement – E21  CAP267(01/03)
Contractors Equipment – Rider MP8  CAP74(07/06)
Costume Jewellery Limitation Endorsement – E35 CAP238(01/02)
Coverage Limitation Endorsement – E11  CAP178(04/90)
Coverage Territory Limitation Endorsement  CAP239(08/97)
Curling Rock Floater – Rider MP9  CAP128(01/02)
Customer Services Extension Endorsement  CAP319(01/02)
Damage To Building By Theft Endorsement – E13  CAP185(02/91)
Damage To Buildings By Burglary or Robbery – C2  CAP53(01/02)
Debris Removal Endorsement – E2  CAP143(08/89)
Deductible Endorsement  CAP219(09/94)
Deferred Loss Settlement Clause – E65  CAP332(07/02)
Deletion Hail Coverage Endorsement  CAP240(01/02)
Deletion Hail Coverage Endorsement  CAP240.b(01/02)
Dent Clause Exclusion Endorsement – E3  CAP144(08/89)
Druggist Liability Extension Endorsement  CAP224(10/94)
Earthquake Endorsement – E10  CAP168(05/00)
Electronic Data Processing Floater – Rider MP15  CAP147(04/03)
Employer’s Bodily Injury Liability Coverage Extension Endorsement  CAP210(05/94)
Equipment Dealers Form – Rider MP10  CAP188(03/06)
Exclusion – Products-Completed Operations Hazard  CAP212(05/94)
Exhibition Floater – Rider MP34  CAP326(11/02)
Extra Expense Insurance Endorsement – Rider BI2  CAP69(10/06)
Failure To Perform Exclusion Endorsement  CAP215(06/94)
Failure To Perform Exclusion Endorsement  CAP215.b(01/02) – signature copy
Farm Livestock Reporting Endorsement – E36  CAP307(01/02)
Fine Arts – Rider MP29  CAP312(01/02)
Fire Divider CAP345
Fire Department Charges Endorsement – E37  CAP241(01/02)
Fire Fighting Expenses Exclusion – E38  CAP242(01/02)
Flood Endorsement – E16  CAP191(01/02)
Foundation Clause – E39  CAP243(01/02)
Freight Charges Endorsement – E60  CAP301(01/02)
Garage Liability Extension Endorsement  CAP211(05/94)
Glass Divider CAP346
Glass Rider – G1  CAP56(01/02)
Gross Earnings Endorsement –  Rider BI4  CAP67(10/06)
Gross Earnings Endorsement (Manufacturing) – Rider BI3  CAP78(10/06)
Guaranteed Replacement Cost Endorsement – E14  CAP186(09/06)
Hearing Aid Establishments Liability Endorsement  CAP372(10/94)
Hoist Collision Insurance  CAP174(08/96)
Installation Floater – Rider MP11  CAP114(04/03)
Interior, Messenger and Paymaster Robbery – C3  CAP48(01/02)
In-Transit Limitation Endorsement – E64 CAP329(06/02)
Janitorial Services Extension Endorsement  CAP220(09/94)
Legal Liability For Damage To Customer’s Property Endorsement  CAP273(01/02)
Legal Liability For Damage to Customers’ Property Endorsement  CAP292(01/02)
Legal Liability for Damage to Non-Owned Automobiles Endorsement  CAP294(05/00)
Liability Divider CAP343
Limitation of Coverage to Designated Premises  CAP158(11/04)
Limited Pollution Liability Insurance  CAP388(01/09)
Locked Pump Warranty – E62  CAP303(01/02)
Loss Assessment Coverage – Liability  CAP171(01/02)
Loss Assessment Coverage – Property – E40  CAP172(01/02)
Loss of Business Income and Extra Expense – Rider BI7  CAP201(10/06)
Members As Additional Insureds Endorsement  CAP166(10/89)
Mercantile Stock Burglary – C4  CAP50(01/02)
Miscellaneous Property Floater (Broad Form) – Rider MP12 CAP76(01/02)
Miscellaneous Property Floater (Named Perils) – Rider MP24  CAP202(01/02)
Miscellaneous Property Floater (Named Perils) – Rider MP24  CAP202.B(01/02)
Modified Bitumen Roofing Application Exclusion  CAP340(03/06)
Molestation Exclusion Endorsement  CAP204(06/94)
Money & Securities – Broad Form – C5  CAP51(01/02)
Money and Securities – Increase Limits on Specified Days  CAP140(01/03)
Money and Securities Broad Form  CAP141(08/89)
Monthly Earnings Endorsement – BI1  CAP95(10/06)
Mortician’s Professional Liability (Errors & Omissions) Extension  CAP223(01/02)
Motion Picture Prints Floater – Rider MP30  CAP325(01/02)
Motor Truck Cargo (Owners Form) – Broad Form – Rider MP26  CAP206(04/03)
Motor Truck Cargo (Owners Form) – Named Perils – Rider MP13 CAP148(04/03)
Motor Truck Cargo (Truckmen’s Form) – Broad Form – Rider MP25  CAP207(04/03)
Motor Truck Cargo (Truckmen’s Form) – Named Perils – Rider MP14  CAP149(04/03)
MSEF No. 71 – Excluding Owned Automobiles Endorsement  CAP276(09/99)
MSEF No. 74 – Open Lot Pilferage Endorsement – Owned Automobiles  CAP277(01/02)
MSEF No. 75 – Open Lot Pilferage Endorsement – Customer’s Automobiles  CAP278(01/02)
MSEF No. 76 – Additional Insured Endorsement – Broad Form  CAP279(01/02)
MSEF No. 77 – Legal Liability for Comprehensive Damage To Customers’ Automobiles Endorsement (Including Open Lot Pilferage)  CAP280(01/02)
MSEF No. 78 – Reduction of Coverage as Respects Operation of Named Persons Endorsement  CAP281(01/02)
MSPF No. 4 – Manitoba Standard Garage Automobile Policy (Owners Form)  CAP263(01/00)
Multiperil Divider CAP344
Natural and/or Manufactured Gas Exclusion Endorsement  CAP244(08/97)
Non-Owned Automobile Exclusion – Third Party Liability (For MSPF No. 4)  CAP299(01/02)
Non-Owned Automobile Exclusion – Third Party Liability (For SPF No. 4)  CAP295(01/02)
Off Premises Welding Exclusion  CAP245(08/97)
Off Premises Welding Exclusion  CAP245.b(04/02) – signature copy
Office Equipment Floater – Rider MP16  CAP80(04/03)
Office-Store Burglary and Robbery – C6  CAP52(01/02)
Open Lot Pilferage Endorsement – Customers’ Automobiles  CAP289(01/02)
Open Lot Pilferage Endorsement – Owned Automobiles  CAP288(01/02)
Optional Loss Settlement Clause – E42  CAP246(01/02)
Participants Exclusion Endorsement  CAP157(05/94)
Participants Exclusion Endorsement  CAP157.b(01/02)  - signature copy
Peak Season Endorsement – E4  CAP163(01/02)
Pet Grooming Professional Liability Endorsement CAP318(01/02)
Physicians, Surgeons and Dentists Equipment Floater MP17  CAP90(04/03)
Postage Stamp Endorsement – E43  CAP247(01/02)
Precious Metals Endorsement – E44  CAP248(01/02)
Premium Adjustment Endorsement Form – E26  CAP249(01/02)
Products Limitation  CAP314(01/02)
Professional Liability Exclusion Endorsement  CAP324(12/04)
Professional Liability Exclusion Endorsement  CAP324.b(12/04) – signature copy
Profits Endorsement – Rider BI5  CAP68(10/06)
Property Replacement Endorsement – E46  CAP250(01/02)
Recreational Vehicle Insurance Policy  CAP184(04/01)
Reduction of Coverage As Respects Operation of Named Persons Endorsement  CAP291(01/02)
Religious Institution Counselling Services Endorsement  CAP217(07/94)
Rent or Rental Value Endorsement – BI6  CAP94(10/06)
Rental Expense Endorsement – E73  CAP369(07/06)
Replacement Cost Endorsement – E5  CAP93(01/03)
Residence Glass Endorsement – Blanket Cover  CAP162(01/02)
Residential Building and Contents – Rider MP23  CAP187(01/09)
Residential Building and Contents (Fire and Extended Coverage) – Rider F2  CAP97(04/03)
Residential Condominium Corporation – Rider MP18  CAP154(12/08)
Rider FP4 - Farm Livestock  CAP316(01/02)
Rider FP6 – Fodder  CAP327(01/02)
Roof Damage Exclusion – E48  CAP308(01/02)
Roof Damage Exclusion – E48  CAP308.b(03/02) – signature copy
Safe Burglary – C7  CAP49(01/02)
Seasonal Occupancy Clause – E49  CAP251(01/02)
SEF #29 – 8 Point Office-Store Burglary & Robbery – Removal of $50 Limitation on Specified Articles  CAP311(01/02)
SEF No. 93 – Limitation To Automobiles Owned By Named Persons Endorsement  CAP322(01/02)
SEF No. 94 – Legal Liability For Damage To Hired Automobiles Endorsement  CAP321(01/02)
SEF No. 99 - Excluding Long-Term Leased Vehicle Endorsement  CAP134(10/89)
Sewer Backup Endorsement – E50  CAP232(09/03)
Sewer Backup Endorsement – E57  CAP306(09/03)
Sewer Backup Endorsement – E58  CAP310(09/03)
Sewer Backup Endorsement – E71  CAP339(11/03)
Sewer Backup Endorsement – E74  CAP370(03/06)
Sewer Backup Extension Endorsement – E12  CAP183(11/03)
Sewer Backup Extension Endorsement – E56  CAP305(11/03)
Sewer Backup Extension Endorsement – E7  CAP153(11/03)
Sign Floater – Rider MP20  CAP86(01/02)
Soft Costs Extension Endorsement – E22  CAP283(01/02)
Special Club Limitation Endorsement  CAP164(01/02)
SPF No. 4 – Saskatchewan Garage Automobile Policy  CAP262(10/00)
SPF No. 6 – Standard Non-Owned Automobile Policy  CAP135(06/94) 
Stated Amount Co-Insurance Clause – E51  CAP252(01/02)
Stock Reporting Form Endorsement – E6  CAP169(01/90)
Suntanning Equipment Limitation Endorsement  CAP208(06/94)
Suntanning Equipment Limitation Endorsement  CAP208.b(01/02) – signature copy
Terrorism Exclusion – Property Coverage Including Business Interruption/Loss of Income  - E67  CAP330(06/02)
Terrorism Exclusion Endorsement  CAP331(06/02)
Tobacco Theft Limitation Endorsement – E18  CAP196(05/98)
Tool Floater – Rider MP21  CAP85(01/02)
Transportation Floater (Broad Form) – Rider MP28  CAP261(04/03)
Underground Property Damage Exclusion Endorsement  CAP145(05/94)
Underground Property Damage Limitation Endorsement  CAP118(05/94)
Underground Resources and Equipment Exclusion  CAP254(08/97)
Used Merchandise Endorsement – Warranty & Valuation – E52  CAP255(01/02)
Vacancy Permit Endorsement – E8  CAP139(01/02)
Valuable Papers and Records Insurance – Rider MP22  CAP73(04/03)
Vendors Additional Interest (Broad Form) Endorsement  CAP258(11/97)
Veterinarian’s Professional Liability Endorsement  CAP221(10/94)
Volunteers As Additional Insureds Endorsement  CAP165(12/93)
Waiver of Subrogation   CAP256(01/02)
Waiver of Subrogation – Property – E53  CAP257(01/02)
Watercraft Coverage - CAP362(07/05)
Wood Burning Appliance Warranty – E54  CAP309(01/02)
Wood Burning Appliance Warranty – E54  CAP309.b(05/02) – signature copy
Wreckage Value Endorsement – E19  CAP205(01/02)

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